Photograph: Linda Puente Talbott There Is No Place Like Home... And No Time Like Now! - Hi Neighbor - San Antonio Legacy Group
Linda Puente Talbott - Your Realtor For Life - 210-415-4632
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Free San Antonio Relocation Guide - Request Yours Today!

American Home Mortgage: Roxanna Alvarez - 210-862-7699

 

 

Information

Free Relocation PackageRequest A Relocation Package
Linda is offering a Free Relocation Package. If you are relocating to this area, I can help! I can assist you in finding just the right home to meet your specific needs. And because I understand how stressful relocating your family can be, I can put my knowledge of this market to work for you. Simply complete a short questionnaire to receive this useful package right away.

This Free Relocation Package includes information on:

  • Housing,
  • Education,
  • Health Care,
  • Economic Outlook,
  • Relocation Tips,
  • San Antonio Chamber of Commerce facts including demographics & many other statistics,
  • A city map,
  • Relocation Guide to Buying Real Estate in San Antonio,
  • Relocation Tips,
  • And much more.

ClickHere to Use the Mortgage CalculatorMortgage Information and Pre-qualifying
Now that you have your list of features you want in your new home, you are ready to start looking! Well, not just yet. You are going to need to know in what price range to look. There are two ways to go about this. You can get pre qualified or pre approved for a mortgage.

Either way, you will need to contact a mortgage company. There are some key differences between pre qualification and pre approval for a loan that you need to be aware of. Loan pre qualification is a simple process. It takes into account very basic information regarding your financial status and gives you an amount for which you may qualify. This can be done strictly on a verbal level or electronically over the Internet. The pre qualified amount is based solely on the information you provide. In most markets, pre qualified buyers usually hold little clout compared to pre approved buyers due to the fact that the information given during the pre qualification process is not thoroughly investigated and therefore may be unreliable. Where a pre approved buyer is actually approved for a loan of a certain amount, a pre qualified buyer is only told that they might be approved for a certain amount.

Pre-approval is a much more involved process. The lender will take all pertinent information regarding your finances and perform an extensive check on your current financial status. This will ultimately give you the exact amount that you will be eligible for (depending on what type of loan you decide to go with). Being pre approved lets the seller know that you have gone through an extensive financial background check and there should be no unexpected obstacles to buying the home. You can see how being pre approved would be more attractive to a seller than just being pre qualified.


Local Partner handsLocal Partners
So many times the old adage rings true, "it is not what you know but who you know." I have put together a list of local partners I recommend you get to know if you are in the market for particular type of services.

Feel free to tell them Linda sent ya'.

 

Bill Unzelman
Appliance and Air Conditioning
TACLB011051E
210-662-7475
  Patrick O. Ingram, Appraisals
Real Estate Appraisals
210-650-3091
Fay Insurance Agency
Commercial - Auto - Property - Life
Contact Steve Bronson
210-822-2877
  Richards Plumbing
Installation and Repairs
Contact: Richard Rangel
210-533-2299

Hernandez Electric
Licensed with 30 Years Exp.
Contact: David Hernandez
210-383-9349

  Stewart Title of San Antonio
Contact: Donna Tardy
dtardy@stewart.com
210-341-8861
Kevin H. Berry
Attorney & Counselor at Law
Board Certified - Res. Comm. Farm & Ranch
210-828-5844
 

Logo: Stout Pest Control - 210-967-PESTStout Pest Control, Inc.
Termite Inspections/Treatment
Contact: Russell Stout
210-967-7378

Instructus Media, Ltd.
www.instructusmedia.com
Web Development and Hosting
Contact: Matt Johnston
210-288-0071
 
Logo: Five Star
Five Star Lending Services
www.five-starlending.com
Contact: Roxanna Alvarez

Roxanna@five-starlending.com
210-862-7699
OBrien's
Income Tax Service
Contact: Eloise Dowd
210-531-9691
   

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Logo: Equal Housing Opportunity Copyright © 2000-2005 Linda Talbott. All information provided is deemed reliable but is not guaranteed. interface graphic
Email Linda Today - ltalbott@lindatalbott.com